HealthEconomics.wiki teaching tool
Social Health Insurance Contribution & Pooling Explorer
Explore how income-related employee and employer contributions, the size of the contributing workforce, earnings ceilings and government transfers combine in a regulated health insurance pool.
Set an illustrative system
Move any control to recalculate the annual pool. CU means illustrative currency units.
A simplified proxy for formal employment, enrolment and contribution collection.
Contributions are charged only on earnings up to this ceiling.
How the pooled fund changes
The calculation applies contribution rates to covered earnings for contributing workers, then adds the government transfer.
Where pool revenue comes from
Share of annual poolAnnual contribution = min(monthly earnings, monthly ceiling) × 12 × contribution rate × contributing workers.
Funding per person is not a benefit entitlement or prediction of expenditure. Access and quality also depend on benefits, purchasing, prices, administration and service capacity.